/* Ammerican — site styles. Light, airy, one accent. */
:root{
  --bg:#ffffff; --band:#f6f5f1; --band-2:#edebe4; --ink:#121212; --muted:#5c5c5c; --line:#e4e2dc;
  --accent:#1f3c88; --accent-hover:#16306e; --accent-ink:#ffffff; --gold:#c9a961; --red:#b31942;
  --ok:#1b7f4e; --warn:#b7791f; --bad:#b3261e; --dark:#121212; --dark-ink:#f6f5f1;
  --radius:12px; --pill:999px; --max:1180px; --gutter:clamp(16px,4vw,40px);
  --serif:"Fraunces","Source Serif 4",Georgia,serif; --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;letter-spacing:-.02em;line-height:1.05;margin:0 0 .4em}
h1{font-size:clamp(40px,7vw,88px);font-weight:300}
h2{font-size:clamp(30px,4.2vw,48px)}
h3{font-size:clamp(22px,2.4vw,28px)}
h4{font-family:var(--sans);font-weight:600;font-size:17px;letter-spacing:0;margin:0 0 .3em}
p{margin:0 0 1em}
.lede{font-size:clamp(18px,1.6vw,22px);color:var(--muted);max-width:40em}
.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:18px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
small,.small{font-size:14px;color:var(--muted)}
hr{border:0;border-top:1px solid var(--line);margin:0}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:48px;padding:0 24px;border-radius:var(--pill);font-weight:600;font-size:16px;border:1px solid transparent;cursor:pointer;white-space:nowrap;transition:background .2s,color .2s,border-color .2s;font-family:var(--sans)}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--accent);color:var(--accent-ink)}
.btn-primary:hover{background:var(--accent-hover)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-light{background:#fff;color:var(--ink)}
.btn-light:hover{background:var(--band-2)}
.btn-text{height:auto;padding:0;background:none;color:var(--ink);font-weight:600;border:0}
.btn-text::after{content:"→";margin-left:6px;transition:margin .2s}
.btn-text:hover::after{margin-left:10px}
.btn-sm{height:40px;padding:0 18px;font-size:15px}
.btn[disabled]{opacity:.5;cursor:default}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:28px;height:72px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink);font-family:var(--serif);font-size:24px;letter-spacing:-.01em}
.brand:hover{text-decoration:none}
.brand img{width:40px;height:40px}
.brand b{font-weight:500}
.brand small{display:block;font-family:var(--sans);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);line-height:1;margin-top:3px}
.nav-links{display:flex;gap:26px;margin-left:12px}
.nav-links a{color:var(--ink);font-weight:500;font-size:15px}
.nav-links a:hover,.nav-links a[aria-current]{text-decoration:none;color:var(--accent)}
.nav-cta{margin-left:auto;display:flex;align-items:center;gap:18px}
.nav-cta .login{color:var(--ink);font-weight:500;font-size:15px}
.burger{display:none;margin-left:auto;background:none;border:0;width:44px;height:44px;cursor:pointer;padding:0}
.burger span{display:block;width:22px;height:2px;background:var(--ink);margin:5px auto;transition:transform .2s,opacity .2s}
.menu-open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-open .burger span:nth-child(2){opacity:0}
.menu-open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media (max-width:980px){
  .nav-links,.nav-cta{display:none}
  .burger{display:block}
  .menu-open .nav-links,.menu-open .nav-cta{display:flex;flex-direction:column;align-items:flex-start;gap:0}
  .menu-open .mobile-menu{display:block}
  .mobile-menu{display:none;position:fixed;inset:72px 0 0 0;background:#fff;padding:12px var(--gutter) 40px;overflow:auto;z-index:49}
  .mobile-menu a{display:block;padding:14px 0;border-bottom:1px solid var(--line);font-size:20px;font-family:var(--serif);color:var(--ink)}
  .mobile-menu .btn{margin-top:20px;width:100%}
}
@media (min-width:981px){.mobile-menu{display:none!important}}

/* sections */
section{padding:clamp(56px,8vw,112px) 0}
.band{background:var(--band)}
.dark{background:var(--dark);color:var(--dark-ink)}
.dark h1,.dark h2,.dark h3{color:#fff}
.dark .lede,.dark .eyebrow,.dark small{color:#b9b7b0}
.dark a{color:#fff}
.section-head{max-width:760px;margin-bottom:clamp(32px,4vw,56px)}
.grid{display:grid;gap:clamp(20px,3vw,36px)}
.g2{grid-template-columns:repeat(2,1fr)} .g3{grid-template-columns:repeat(3,1fr)} .g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:980px){.g4{grid-template-columns:repeat(2,1fr)} .g3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);padding:28px;border-radius:var(--radius)}
.card.plain{background:transparent;border:0;padding:0}
.band .card{border-color:transparent}
.card h3{font-size:22px;margin-bottom:10px}
.card p{color:var(--muted);margin:0}
.card .btn-text{margin-top:14px}
.icon{width:40px;height:40px;margin-bottom:18px;color:var(--accent)}
.icon svg{width:40px;height:40px;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.num{font-family:var(--serif);font-size:44px;line-height:1;color:var(--accent);margin-bottom:14px}

/* hero */
.hero{padding:clamp(56px,9vw,120px) 0 clamp(40px,6vw,80px)}
.hero h1{max-width:12em}
.hero .lede{margin:24px 0 32px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-actions .btn-text{margin-left:8px}
.quick-quote{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;margin-top:clamp(36px,5vw,64px);display:grid;grid-template-columns:1.2fr 1fr 1fr auto;gap:12px;align-items:end}
.quick-quote .chips{grid-column:1/-1}
@media (max-width:900px){.quick-quote{grid-template-columns:1fr 1fr}.quick-quote .btn{grid-column:1/-1}}
@media (max-width:560px){.quick-quote{grid-template-columns:1fr}}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{border:1px solid var(--line);background:#fff;border-radius:var(--pill);padding:8px 16px;font-size:14px;font-weight:600;cursor:pointer;color:var(--ink)}
.chip[aria-pressed="true"],.chip.on{background:var(--ink);color:#fff;border-color:var(--ink)}

/* forms */
label{display:block;font-size:13px;font-weight:600;color:var(--muted);margin-bottom:6px;letter-spacing:.02em}
input,select,textarea{width:100%;font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 14px;height:48px}
textarea{height:auto;min-height:120px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.field{margin-bottom:18px}
.row{display:grid;gap:14px;grid-template-columns:repeat(2,1fr)}
.row-3{grid-template-columns:repeat(3,1fr)}
@media (max-width:620px){.row,.row-3{grid-template-columns:1fr}}
.check{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:var(--ink);font-weight:400;margin:8px 0}
.check input{width:18px;height:18px;margin-top:3px;flex:none}
.help{font-size:13px;color:var(--muted);margin-top:6px}
.toggle{display:inline-flex;border:1px solid var(--line);border-radius:var(--pill);overflow:hidden;font-size:13px;font-weight:600}
.toggle button{border:0;background:#fff;padding:6px 12px;cursor:pointer;font:inherit;color:var(--muted)}
.toggle button.on{background:var(--ink);color:#fff}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:s}
@media (max-width:980px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.steps{grid-template-columns:1fr}}
.step{border-top:2px solid var(--ink);padding-top:18px}
.step h3{font-size:24px}
.step p{color:var(--muted)}

/* lists */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
@media (max-width:980px){.tiles{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.tiles{grid-template-columns:1fr}}
.tile{background:#fff;padding:28px;color:var(--ink);display:block;min-height:200px}
.tile:hover{background:var(--band);text-decoration:none}
.tile h3{font-size:21px;margin-bottom:8px}
.tile p{color:var(--muted);font-size:15px;margin:0}
.tile .more{display:block;margin-top:16px;font-weight:600;font-size:14px;color:var(--accent)}
.industries{display:grid;grid-template-columns:repeat(4,1fr);gap:20px 36px}
@media (max-width:980px){.industries{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.industries{grid-template-columns:1fr}}
.industries div{border-top:1px solid var(--line);padding-top:14px}
.industries b{display:block;font-weight:600;margin-bottom:4px}
.industries span{color:var(--muted);font-size:15px}
.strip{font-size:14px;color:var(--muted);text-align:center;padding:22px var(--gutter);border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-wrap:wrap;justify-content:center;gap:6px 0}
.strip span{white-space:nowrap}
.strip span+span::before{content:"·";margin:0 10px;color:var(--gold)}
@media (max-width:620px){.strip span{white-space:normal}.strip span+span::before{content:none}.strip span{flex:1 1 100%}}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,80px);align-items:start}
@media (max-width:860px){.cols{grid-template-columns:1fr}}
.list{list-style:none;padding:0;margin:0}
.list li{padding:14px 0;border-bottom:1px solid var(--line)}
.list li:first-child{border-top:1px solid var(--line)}
ul.bul{padding-left:20px;margin:0 0 1em}
ul.bul li{margin:6px 0;color:var(--ink)}
.kv{display:grid;grid-template-columns:160px 1fr;gap:8px 20px;font-size:15px}
.kv dt{color:var(--muted)} .kv dd{margin:0}
table{width:100%;border-collapse:collapse;font-size:15px}
th,td{text-align:left;padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-weight:600;font-size:13px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.table-wrap{overflow:auto}

/* faq */
details{border-top:1px solid var(--line);padding:4px 0}
details:last-of-type{border-bottom:1px solid var(--line)}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;padding:18px 0;font-weight:500;font-size:18px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:26px;line-height:1;color:var(--muted);font-weight:300;flex:none}
details[open] summary::after{content:"–"}
details p{color:var(--muted);max-width:60em;padding-bottom:12px}

/* cta band */
.cta{background:var(--dark);color:#fff;padding:clamp(56px,8vw,96px) 0}
.cta h2{color:#fff;max-width:14em}
.cta .lede{color:#c9c7bf}
.cta .btn-light{color:var(--ink)}
.cta .btn-ghost{color:#fff;border-color:#fff}
.cta .btn-ghost:hover{background:#fff;color:var(--ink)}

/* footer */
footer{background:var(--band);padding:clamp(48px,6vw,80px) 0 40px;font-size:14px;color:var(--muted)}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px}
@media (max-width:980px){.foot-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.foot-grid{grid-template-columns:1fr}}
footer h4{color:var(--ink);font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin:7px 0}
footer a{color:var(--muted)}
footer a:hover{color:var(--ink)}
.disclosure{margin-top:40px;padding-top:28px;border-top:1px solid var(--line);max-width:960px;font-size:13.5px;line-height:1.65}
.disclosure p{margin:0 0 10px}
.disclosure b{color:var(--ink)}
.copy{margin-top:24px;display:flex;flex-wrap:wrap;gap:8px 22px;align-items:center}

/* page header */
.page-head{padding:clamp(48px,7vw,96px) 0 clamp(32px,4vw,56px)}
.page-head h1{font-size:clamp(36px,5.5vw,68px)}
.crumbs{font-size:13px;color:var(--muted);margin-bottom:22px}
.crumbs a{color:var(--muted)}
.crumbs span::before{content:"/";margin:0 8px;color:var(--line)}
.prose{max-width:760px}
.prose h2{font-size:clamp(26px,3vw,36px);margin-top:1.6em}
.prose h3{font-size:22px;margin-top:1.4em}
.prose p,.prose li{color:#2a2a2a}
.note{background:var(--band);border-left:3px solid var(--gold);padding:16px 20px;border-radius:0 10px 10px 0;font-size:15px;margin:24px 0}
.note.warn{border-color:var(--red)}
.aside{position:sticky;top:96px}
.aside .card{padding:24px}

/* quote page */
.quote-layout{display:grid;grid-template-columns:1.5fr 1fr;gap:clamp(24px,4vw,56px);align-items:start}
@media (max-width:900px){.quote-layout{grid-template-columns:1fr}.aside{position:static}}
.qstep{border:1px solid var(--line);border-radius:16px;padding:24px;margin-bottom:18px;background:#fff}
.qstep h3{font-size:20px;display:flex;gap:12px;align-items:center;margin-bottom:16px}
.qstep h3 .n{width:30px;height:30px;border-radius:50%;background:var(--ink);color:#fff;font:600 14px var(--sans);display:inline-flex;align-items:center;justify-content:center}
.pieces{border:1px solid var(--line);border-radius:10px;overflow:hidden}
.pieces table{font-size:14px}
.pieces input{height:40px;padding:6px 10px;border-radius:8px}
.pieces td{padding:6px}
.summary dl{margin:0}
.summary .kv{grid-template-columns:1fr auto}
.summary .total{border-top:1px solid var(--line);margin-top:14px;padding-top:14px;font-size:18px;display:flex;justify-content:space-between}
.lines li{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--line);font-size:15px}
.lines li span:last-child{white-space:nowrap;color:var(--muted)}
.lines li.ok span:last-child{color:var(--ink);font-weight:600}
.result{display:none;margin-top:8px}
.result.show{display:block}
.pill-status{display:inline-flex;align-items:center;gap:8px;border-radius:var(--pill);padding:4px 12px;font-size:13px;font-weight:600;background:var(--band)}
.pill-status i{width:8px;height:8px;border-radius:50%;background:var(--ok);display:inline-block}
.pill-status.pending i{background:var(--warn)}

/* tracking */
.timeline{list-style:none;margin:0;padding:0;border-left:2px solid var(--line);margin-left:10px}
.timeline li{position:relative;padding:0 0 26px 28px}
.timeline li::before{content:"";position:absolute;left:-7px;top:6px;width:12px;height:12px;border-radius:50%;background:#fff;border:2px solid var(--line)}
.timeline li.done::before{background:var(--ok);border-color:var(--ok)}
.timeline li.now::before{background:#fff;border-color:var(--accent);box-shadow:0 0 0 4px rgba(31,60,136,.15)}
.timeline b{display:block;font-weight:600}
.timeline span{color:var(--muted);font-size:14px}
.alert{border:1px solid var(--line);border-radius:12px;padding:16px 18px;display:flex;gap:12px;align-items:flex-start;font-size:15px}
.alert.warn{border-color:#efd9a6;background:#fdf8ec}
.alert.bad{border-color:#f2c4c0;background:#fdf0ef}

/* cookie */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 20px;display:none;gap:16px;align-items:center;max-width:720px;margin:0 auto;font-size:14px;box-shadow:0 8px 30px rgba(0,0,0,.08)}
.cookie.show{display:flex}
.cookie p{margin:0;flex:1}
.cookie .btn{height:40px;padding:0 16px;font-size:14px}
@media (max-width:620px){.cookie{flex-direction:column;align-items:stretch}.cookie .btn{width:100%}}

/* misc */
.logo-row{display:flex;gap:24px;flex-wrap:wrap;align-items:center}
.stat{font-family:var(--serif);font-size:40px;line-height:1}
.badge{display:inline-block;border:1px solid var(--line);border-radius:var(--pill);padding:3px 10px;font-size:12px;font-weight:600;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:var(--ink);color:#fff;padding:12px 18px;border-radius:var(--pill);font-size:14px;z-index:70;display:none}
.toast.show{display:block}
.map{background:var(--band);border-radius:16px;padding:28px;font-size:15px}
.map ul{columns:2;list-style:none;padding:0;margin:0}
.map li{padding:4px 0;color:var(--ink)}
.dark .map li{color:#f6f5f1}
@media (max-width:620px){.map ul{columns:1}}
.seal-lockup{display:flex;align-items:center;gap:20px}
.seal-lockup img{width:120px;height:120px}